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A weight lifted!

November 28th, 2012 at 01:36 pm

After getting my son started on his morning routine, I called my car loan company to make sure my payment posted and to see if the deferment had been approved and guess what.....IT HAS!!! I feel a since of relief that I haven’t felt for a few weeks now. I added up what is going to cost me to pay December and January's note and it will be around $300, so I will be applying my entire state tax return to it. The $120 I have that I was going to put toward my note will be going to my lowest cc bill and the goal is to have that paid off by April of 2013!

I have to resist the temptation to go out and buy myself something with this money! Once I found out the deferment had been approved, I have to admit, shoes and clothes flashed before my eyes! I keep telling myself that one day all of this debt will be paid off and I will be able to buy what I want with no worries, but it sure is hard! I have a $10 gc from DSW...(you will learn in reading this blog that shoes are my crack!!)....and I am thinking that I may take $20 from my first pt job check and buy a pair of shoes that will cost me $20 after the coupon, but I will think really hard on that.

Non the less, I am a happy camper this morning! Today is my first pt job assigment and I am nervous and excited! I'm going to have to do an entry about my pt job and excatly what I do sometime this week.

Happy Hump Day and GOOD LUCK to anyone who is going to take their chances at tonight's powerball! I know I'm going to buy a ticket or two!

Posted in Debt | 4 Comments »

4 Responses to “A weight lifted!”

  1. CB in the City Says:
    November 28th, 2012 at 02:01 pm 1354111285
    1354111285

    I have used the $10 coupon from DSW to get socks, or little gifts to use as stocking stuffers -- essentially free. You don't have to use it on shoes, which will force you pay at least $20, as you said.

    Congrats on your deferment!

  2. creditcardfree Says:
    November 28th, 2012 at 03:11 pm 1354115476
    1354115476

    If you don't use the coupon you spend zero...which is actually a very good deal. CB has a good idea on the socks though!

  3. Wink Says:
    November 28th, 2012 at 05:06 pm 1354122380
    1354122380

    Sometimes when I get those coupons and really want to shop, I resist by going "shopping in my own closet". I re-organize my clothes and shoes and bags, and think of different ways to put together "new" outfits. Not quite the same as new shoes, but it helps me to resist shopping when it's a want vs. a need.

  4. snafu Says:
    November 29th, 2012 at 11:35 pm 1354232104
    1354232104

    Good on You! You've taken control and understand that we sometimes have to defer purchases and take boring but 'responsible' actions. Just now it's so important to stick to your plan and only spend according to that plan. It can be fun to re-organize your closet and create new combinations from existing duds.

    Keep focused on the fact that this is short term pain for long term gain. We're all cheering for you

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